Terms & Conditions | Bind AI

Platform Terms of Service for Businesses

Last Revised on July 10, 2025 Welcome to the Terms of Service (these “ Terms”) for the Bind AI platform (“ Platform”), available at www.bind.ai (the “ Website”), operated on behalf of 1Fort Inc. ( “Bind AI”, “ we” or “ us”).  The Website, Platform and any content, tools, features and functionality offered on or through our Website are collectively referred to as the “ Services.” These Terms govern your access to and use of the Services.  Please read these Terms carefully, as they include important information about your legal rights. By accessing and/or using the Services, you are agreeing to these Terms. If you do not understand or agree to these Terms, please do not use the Services. For purposes of these Terms, “ you” and “ your” means you as the user of the Services. If you use the Services on behalf of a company or other entity then “you” includes you and that entity, and you represent and warrant that (a) you are an authorized representative of the entity with the authority to bind the entity to these Terms, and (b) you agree to these Terms on the entity’s behalf.

1. Who May Use the Services

To use the Services, you must be an authorized representative of a company or entity invited and onboarded to the Services through an insurance broker with a Platform subscription that you have engaged as your insurance broker (“ Your Broker”). By using the Services, you represent and warrant that you meet these requirements.

2. Creating and Safeguarding your Account

To use certain of the Services, you need to create an account on the Platform through the link or invitation provided by Your Broker (“ Account”). You agree to provide us with accurate, complete and updated information for your Account. You can access, edit and update your Account via the following means: sign into your account and navigate to My Settings. You are solely responsible for any activity on your Account and for maintaining the confidentiality and security of your password. We are not liable for any acts or omissions by you in connection with your Account. You must immediately notify us at hello@1fort.com if you know or have any reason to suspect that your Account or password have been stolen, misappropriated or otherwise compromised, or in case of any actual or suspected unauthorized use of your Account. You agree not to create any Account if we have previously removed you, or we previously banned you from any of our Services, unless we provide written consent otherwise. As a company, organization or other entity allowing your personnel to access and use the Services, you are responsible for ensuring that only your employees that you expressly permit to use the Services access your Account, and that your terminated employees can no longer access your Account and cease using the Services following their termination.

3. Location of Our Privacy Policy

Our Privacy Policy describes how we handle the information you provide to us when you use the Services. For an explanation of our privacy practices, please visit our Privacy Policy located at https://www.bind.ai/privacy.

4. Rights We Grant You

Subject to your compliance with these Terms, we hereby grant you a non-assignable, non-sublicensable, non-transferable and non-exclusive right to access and use the Services solely for your internal business purposes. Your access and use of the Services may be interrupted from time to time for any of several reasons, including, without limitation, the malfunction of equipment, periodic updating, maintenance or repair of the Services or other actions that Bind AI, in its sole discretion, may elect to take.

5. Restrictions On Your Use of the Services

You may not do any of the following in connection with your use of the Services, unless applicable laws or regulations prohibit these restrictions or we expressly permit you to do so on the Platform or otherwise in writing:

(a) download, modify, copy, distribute, transmit, display, perform, reproduce, duplicate, publish, license, create derivative works from, or offer for sale any information contained on, or obtained from or through, the Services (except for temporary files that are automatically cached by your web browser for display purposes), or use automation software (bots), hacks, modifications (mods) or any other unauthorized third-party software designed to modify the Services;

(b) duplicate, decompile, reverse engineer, disassemble or decode the Services (including any underlying idea or algorithm), or attempt to do any of the same;

(c) use, reproduce or remove any copyright, trademark, service mark, trade name, slogan, logo, image, or other proprietary notation displayed on or through the Services;

(d) access or use the Services in any manner that could disable, overburden, damage, disrupt or impair the Services or interfere with any other party’s access to or use of the Services or use any device, software or routine that causes the same, or introduce any viruses, trojan horses, worms, logic bombs or other materials that are malicious or technologically harmful into our systems;

(e) attempt to gain unauthorized access to, interfere with, damage or disrupt the Services, accounts registered to other users, or the computer systems or networks connected to the Services, or circumvent, remove, alter, deactivate, degrade or thwart any technological measure or content protections of the Services;

(f) use any robot, spider, crawlers, scraper, or other automatic device, process, software or queries that intercepts, “mines,” scrapes, extracts, or otherwise accesses the Services to monitor, extract, copy or collect information or data from or through the Services, or engage in any manual process to do the same;

(g) use the Services for illegal, unethical or disruptive purposes, or otherwise use the Services in a manner that is in violation of any applicable law or regulation or violates any third party’s privacy, publicity, intellectual property or other rights; or

(h) access or use the Services in any way not expressly permitted by these Terms.

6. Ownership of the Services

The Services, including their “look and feel” (e.g., text, graphics, images, logos), proprietary content, information and other materials, are protected under copyright, trademark and other intellectual property laws. You agree that Bind AI and/or its licensors own all rights, title and interest in and to the Services (including any and all intellectual property rights therein) and you agree not to take any action(s) inconsistent with such ownership interests.  We and our licensors reserve all rights in connection with the Services and its content (other than Your Content), including, without limitation, the exclusive right to create derivative works.

7. General Disclaimers as to Services

YOUR ACCESS TO AND USE OF THE SERVICES ARE AT YOUR OWN RISK. YOU UNDERSTAND AND AGREE THAT THE SERVICES ARE PROVIDED TO YOU ON AN “AS IS” AND “AS AVAILABLE” BASIS. WITHOUT LIMITING THE FOREGOING, TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, BIND AI, ITS PARENTS, AFFILIATES, RELATED COMPANIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS AND LICENSORS (THE “ THE BIND AI ENTITIES”) DISCLAIM ALL WARRANTIES AND CONDITIONS IN CONNECTION WITH THESE TERMS AND THE SERVICES, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. No advice or information, whether oral or written, obtained from the BIND AI ENTITIES OR THROUGH THE SERVICES, WILL CREATE ANY WARRANTY OR REPRESENTATION NOT EXPRESSLY MADE HEREIN.

8. Limitations of Liability AND INDEMNIFICATION

(8.1) TO THE EXTENT NOT PROHIBITED BY LAW, YOU AGREE THAT IN NO EVENT WILL ANY OF THE BIND AI ENTITIES BE LIABLE FOR ANY CLAIM, DEMAND OR DAMAGES OF ANY KIND ARISING OUT OF OR IN CONNECTION WITH THESE TERMS, THE SERVICES, YOUR CONTENT OR THE USE, DELIVERY OR PERFORMANCE OF THE SERVICES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, EXEMPLARY, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES.

(8.2) Indemnification.

By entering into these Terms and accessing or using the Services, you agree that you shall defend, indemnify and hold the BIND AI Entities harmless from and against any and all claims, costs, damages, losses, liabilities and expenses (including attorneys’ fees and costs) incurred by the BIND AI Entities arising out of or in connection with: (a) your violation or breach of any term of these Terms or any applicable law or regulation; (b) your violation of any rights of any third party; (c) your misuse of the Services; (d) Your Content, or (e) your negligence or willful misconduct.

9. Additional Provisions

(9.1) SMS Messaging and Phone Calls.
Certain portions of the Services may allow us to contact you via telephone or text messages. You agree that Bind AI may contact you via telephone or text messages (including by an automatic telephone dialing system) at any of the phone numbers provided by you or on your behalf in connection with your use of the Services, including for marketing purposes.

(9.2) Updating These Terms.
We may modify these Terms from time to time in which case we will update the “Last Revised” date at the top of these Terms. If we make changes that are material, we will use reasonable efforts to attempt to notify you, such as by e-mail and/or by placing a prominent notice on the first page of the Website. However, it is your sole responsibility to review these Terms from time to time to view any such changes. The updated Terms will be effective as of the time of posting, or such later date as may be specified in the updated Terms. Your continued access or use of the Services after the modifications have become effective will be deemed your acceptance of the modified Terms.

(9.3) Termination of License and Your Account.
If you breach any of the provisions of these Terms, all licenses granted by Bind AI will terminate automatically. Additionally, BIND AI may suspend, disable, or delete your Account and/or the Services (or any part of the foregoing) with or without notice, for any or no reason.

How to Contact Us

You may contact us regarding the Services or these Terms at: 335 Madison Ave 3rd FL, New York, NY 10017, by phone at 646-389-0780 or by e-mail at hello@bind.ai.